Life cover on your terms
EasyCover
EasyCover is a fixed term life cover plan. It allows you to leave a cash sum for your loved ones should the worst happen to you. It could help provide a lifeline at their most vulnerable time by making money one less thing to worry about.
The Plan works very simply. You decide how much cover you’d like and for how long – so, for example, you could choose to only have cover for the years your children will be most dependent on you. And, if you die during the term of your Plan, we guarantee to pay a fixed cash sum.
Take a look at the information below to find out more about EasyCover, making sure you read the Terms and Conditions including the Policy Summary. Then get a personal quotation, answer 4 questions, and apply online. Alternatively you can apply by calling 0800 904 7674.
Life cover made easy
- Easy: Life cover from just £8 a month.
- Easy: You decide how long you want your cover to last.
- Easy: You can choose cover up to £150,000.
- Easy: If you’re aged 18-59, and you can say ‘no’ to the 4 questions, you can arrange your cover now with no medical.
Life cover on your terms from just £8 a month
- We offer a range of fixed monthly premiums from £8 upwards, over any term from 10-25 years, up to a maximum of £150,000 cover.
- There is no cash-in value if you stop paying your premiums, and at the end of your term your cover will end and you won’t get anything back. Only one Plan is available per customer.
- As cover must end by age 70, you have to be 44 or younger to take out a 25 year term.
- Because the cash sum is fixed, inflation will reduce its value over time, and as the cash sum is paid to your estate, it may be subject to inheritance tax unless you write your Plan in trust.
- Even if you say ‘yes’ to any of the questions we may still be able to help. Give us a call free on 0800 904 7674.
Additional benefits
If you are diagnosed with a terminal illness, with a life expectancy of less than 12 months, before the final year of your cover, EasyCover will pay out then to help you and your family cope with a difficult time.
If you die in a motor accident while travelling legally as driver or passenger, or within 90 days from injuries sustained in that accident, we will pay out an additional £50,000 on top of your fixed cash sum.
If you die as a fare-paying passenger either by road or on a boat, train or plane, or within 90 days from injuries sustained while a passenger, we will pay out an additional £500,000 on top of your fixed lump sum.
Please see the Terms and Conditions including the Policy Summary for further information on these benefits, exclusions and limitations.
This website contains information on how the Plans we offer work. As the website does not contain advice, you need to be satisfied these types of Plans meet your needs. If you are unsure and need advice, you can call us on 0800 904 7674 and one of our friendly, trained advisers will be available to help. They can only advise on the life, pension and investment contracts made available through AXA Sun Life Services plc. Please make sure you are happy with the Terms of Use of this site before using it.