Bonus CashBuilder Plus Plan
You can never be sure what the future holds, but there might be something special you’d like to plan for. Perhaps you’ll want to help your kids with their first home, prepare for their wedding or save for a special holiday. This Plan could help make it happen.
Bonus CashBuilder Plus is a 15 year Plan that works by investing your money in our With Profits Fund, which aims to provide long-term growth. You simply pay a monthly premium which starts from £10, and you’ll enjoy a cash lump sum at the end.
When it comes to saving, the sooner you start the sooner you can enjoy your cash lump sum, so why not read on to find out more, making sure you read the Key Features, Key Facts About Our Services and 'A guide to how we manage our With Profits business'. Bonus CashBuilder Plus is a conventional With Profits policy, so please make sure you read the relevant information in the 'With Profits business' booklet. Then simply click to download your application form or call for a free information pack.
Why choose the Bonus CashBuilder Plus Plan?
About the Plan
- It’s a 15 year Plan that pays out a cash lump sum at the end
- The Plan invests your monthly premiums in our With Profits Fund, which aims for long-term growth.
- If you’re aged 18-55, you can apply for a Bonus CashBuilder Plus Plan.
Low start feature to help you start saving
- You can choose a starting monthly premium between £10 and £100.
- The low start feature means your monthly premium will go up each year for the first five years by 20% of the starting premium you choose to pay. For example, if you start paying £10 a month, by year 6 you’ll be paying £20 a month. You’ll then pay £20 a month for the rest of your Plan.
- If you stop paying premiums, you might get back less than you have paid in. Also, there’s no cash-in value in the first year, as most of our charges are taken at this time.
Guaranteed Minimum Cash Sum
- We guarantee to pay out a minimum cash sum after 15 years, as long as you keep paying your premiums. Please note that the amount we guarantee will be less than the total premiums you’ve paid.
Your bonuses could add up
- We’ll aim to add bonuses on top of the guaranteed minimum cash sum depending on how the With Profits Fund performs in the future.
- We aim to add a bonus every year, as well as a final bonus when your Plan matures. Bonuses will depend on the future performance of the Fund so cannot be guaranteed. Therefore at the end of the 15 year term you could get back less than you paid in.
- Please bear in mind that inflation will reduce the value of any cash sum paid out.
Some life cover is included too
- Some of your monthly premium goes towards providing life cover as part of the Plan. So if you were to die at any point during the Plan, a cash sum would be paid out.
PLUS
- You can choose a gift to welcome you to the Plan.
This website contains information on how the Plans we offer work. As the website does not contain advice, you need to be satisfied these types of Plans meet your needs. If you are unsure and need advice, you can call us on 0800 904 7674 and one of our friendly, trained advisers will be available to help. They can only advise on the life, pension and investment contracts made available through AXA Sun Life Services plc. Please make sure you are happy with the Terms of Use of this site before using it.